Archive for March, 2017
One very important, yet often overlooked, aspect of the outcome of a divorce is providing healthcare to children. Who’s responsible for the cost, and how is this determined? How do healthcare expenses get weighed among other expenses? Here, we’ll take a broad look at the issue of a child’s healthcare post-divorce.
The most general and common rule of thumb in this matter is that the parent who claims the child or children on their tax return as dependents, is the parent who is responsible for obtaining and paying for healthcare insurance. Keep in mind that the parent claiming the child as a dependent is not always the custodial parent, so that’s another issue to consider on its own.
Whether both parents have a full-time employer, and have health-insurance through that employer, also factors in. If only one parent has health insurance from his or her employer, it will in all likelihood be that parent who provides healthcare insurance to the child. If both parents have health insurance policies from their employers, then a primary and secondary policy can be dictated.
Beyond that, there are also additional and related costs to take into account outside of the actual insurance premiums. Consider the costs of co-pays, deductibles, medication, non-covered expenses, and all the rest that factors into a child’s actual health and wellbeing. These expenses may be hashed out as part of the divorce settlement itself.
Another factor to consider is that the cost of healthcare may in some instances be factored in to a Court’s alimony award. Additionally, healthcare expenses for a child will be factored into the Court’s determination of child support pursuant to the state’s specific guidelines. So whether one of the parents is obligated to pay healthcare expenses for the other, as well as the child, and whether those are classified as child support, alimony, or separate matters, are all factors to consider.
Finally, keep in mind that different states may have different requirements or legislation in place which specifically dictate or mandate how healthcare for children after divorce should be handled. Further, the entire healthcare realm in the United States is always ebbing and flowing, and there could be more changes on the horizon, too.
That’s why it’s always important to consult with an experienced and qualified professional in your local area before taking action. He or she will be able to advise you on potential courses of action and what the best decision will be, not only for the parents, but for the children themselves.
When you’re ready to find a new divorce attorney in Maryland, visit the Law Offices of Brandon Bernstein, LLC, at BrandonBernsteinLaw.com. Mr. Bernstein is a 4-time Super Lawyers Rising Stars award winner in Maryland, and his firm is ready to help you as your Maryland family law attorney.
This article does not represent legal advice or an attorney-client relationship. Always consult with an attorney before making any legal or financial decisions.
How To Write a Children’s Book
Most of us have a fond memory of being young and snuggling up with an amazing book for bedtime. Children’s books manage to transport the already vivid imaginations of children and take them elsewhere. We all have that favourite book from our childhood that brings a wave of nostalgia at one glimpse of the cover.
Imagine writing a book that would be held so dearly by a person from their childhood into adulthood, it’s quite the privilege and honour, and one that many people seek to do.
A lot of people would assume that writing a children’s book would be pretty easy, after all it’s only for children, how hard could it be?
The short answer is pretty hard. But that doesn’t mean you cannot do it. With a bit of research, a lot of passion and creativity, you can knot together your own world of characters with the hopes of sharing them with a younger generation.
Here are some basic tips to follow when trying to write a children’s book.
Target an Age Group
Children can be a broad term. Young toddlers can enjoy a good read along with their parents or as try their hand at improving their reading skills with a book, which would be rightfully considered a children’s book.
The Harry Potter series is also a children’s book, yet is targeted a young teenagers. Even non-fiction books for school or educational purposes are considered children’s books, so there’s a pretty big target audience.
Know what who you want to write for. Is it a short snappy picture book with minimal writing for very young children? Or is it a fantasy novel with chapters that can be read from ages 10 and older? It could even be a late teen demographic with more mature content – the options are endless.
Plan and do Your Research
You will need and idea or a stimulus to get your creative ball rolling. The best way to come up with ideas is to seek inspiration from other sources. Or children’s books, this means reading as much children’s books as possible. Try to aim for works that target the same age demographic as you plan on writing for, this will help generate ideas in line with your planned work.
The themes that are woven into your story will need to be appropriate for the age group too, so plan this out as well. A main plot will also need to follow these guidelines; otherwise your book will not have a true audience.
What Type of Book Will it Be?
Is thing going to be a children’s book that is mainly made up of colourful and vibrant illustrations? If so where do you plan on getting illustrations? You may have to hire one or can attempt it yourself, but that is a lot easier said than done. Finding a publisher will usually mean these problems are taken care of, but if you aim on an independent release, you will have to source an artist on your own.
Establish the Essential Components of a Book
A story must feature a core component of elements to create a story, no matter the age of the readers. You will need characters, such as a protagonists and supporting cast. The setting of the story is pivotal; it needs to be interesting enough to capture the imaginations of your readers.
Some sort of conflict and resolution will be needed to, as well as a main plot to drive everything along with. Once you have ideas for this, you can then check to see if it is suitable for the age group your children’s book is going to be geared towards.
Have a Message
Most children’s books that are works of fiction contain a strong and sometimes obvious message. You want to teach your readers something through the plot and characters of your story. These are always very positive messages which shouldn’t be too subtle due to the young age of the readers (especially for younger children).
Older children may be able to understand and appreciate a more mature message. Knowing who you plan on writing for and what the components of your story are should help with this. Try not to force a message onto your readers though, as it may be viewed as too much for kids.
Draft and Revise
Write your first draft just to get a rough idea of how your book can take shape. Here you can better understand the best course to take for your story once the words are on paper. It doesn’t matter how great or terrible it may be, as you will be re-writing and revision much of your initial drafts, so get comfortable with the fact you will be changing a lot of your work. It will only make it better!
Always keep in mind your audience when writing. From vocabulary to the structure of sentences and paragraphs, the better you understand your audience, the more the work will appeal to them.
Publishing pro and author/filmmaker Barry Sheppard has written and published many books with hundreds of reviews in newspapers, TV and radio. He is now concentrating on eBook writing/publishing and working on property development
Basketball remains one of the most revered games played today. The jerseys sported by players on court actually assume a very significant shape in the lives of the NBA fans, who sport pro-cut uniforms of their favorite teams in a bid to show their love for the same. A typical basketball uniform consists of sleeveless upper halves, shorts, knee caps and head bands. There are a lot of factors considered before selecting basketball uniforms and today, we’re just going to take a look at what those factors are.
Yes! At the heart of the selection of these jerseys is comfort and there are so many things that needed to be taken care of in order to ensure comfort. The right fit and fabric are the two most important factors that need to be taken into account here. A tighter upper half might hinder mobility in a major way, while a fabric unable to absorb sweat is not really fit for humid conditions. So, a choice needs to be made in accordance.
A manufacturer selling the entire ensemble is more likely to be preferred by the buyers instead of those selling only the upper halves or the lower halves-firstly because, the former offer products within a more affordable price bracket and secondly because it is generally more convenient to get your needs fulfilled by only one manufacturer instead of hunting several suppliers at the same time. It’s a matter of double the research or double the groundwork. You have to conduct background research and price comparisons for every other product differently.
Team uniforms (irrespective of whether they’re sported by cricketers, soccer players, basketball players and so on) are generally selected after securing common consensus. The jersey designs and colors are only zeroed in on after all team members put forward their opinions regarding suitability. A team is known by its jersey. As basketball fans, we understand how important our favorite team jerseys are for us. Every other team is driven by different sensibilities as far as their passion, overall team outlook, and their approach towards their game are concerned. The team jersey thus selected serves to reflect different sensibilities in a major way. A team, for instance, which is new in the circuit and are known for their rawness might as well have the color red present dominantly in their team uniform or in patches.
You need to find a credentialed manufacturer in a bid to get your hands on quality stuff. Be sure enough to consult manufacturers that are actually known for providing custom team jerseys that are the right combination of affordability and quality. Plus, they should be able to deliver orders before within the desirable timeframe. The use of advanced machinery ensures that jerseys are crafted fast without compromising on the quality.
Seek recommendations from peers and browse through the plethora of online reviews in order to find out how different manufacturers have been rated and reviewed.
Hope this primer will help you in your quest for the right team uniform.
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For most parents, ensuring the health of their children is always a top priority. If you are a parent who wants to always make sure your children are free from diseases, you will always find a way to keep everything clean and safe especially when it comes to the food they eat and the water they drink. And so, keeping your house clean is not enough. It is critical to make sure that their school enforces measures that will protect the health, safety and well-being of the children.
One must remember that not all threats against the safety and well-being of children can be detected by the naked eye. This is very true with Legionnaires’ disease. Legionnaires’ disease is a type of pneumonia that is caused by Legionella bacteria. The bacteria are commonly found in bodies of natural water and even the water in residential and commercial facilities.
At minute levels, the bacteria pose minimal risks to the health of people. However, when favourable conditions are met, the bacterial population can grow and cause harm to people in the form of Legionnaires’ disease. This disease is a fatal form of pneumonia that can wreak havoc on the health of certain groups of people, including the immunocompromised, heavy smokers and drinkers, and the elderly. And this can also be a huge health risk for children.
The disease can be succumbed after inhaling contaminated water droplets. A healthy person can bounce back from the disease, but those who belong to at-risk groups can die from it. One unfortunate trend that has been reported is the increase in the number of children who are suffering from bronchitic conditions like asthma. This means that more pupils are becoming vulnerable to the disease.
Landlords have legal responsibilities related to keeping their properties safe and free from hazardous elements. For other employers and business owners, the Health and Safety at Work, Control of Substances Hazardous to Health Regulations and Management of Health and Safety at Work Regulations can serve as a guide to impose water testing every now and then to ensure safe water as the common thread among these regulations is the importance of Legionnaires’ water testing.
In schools, the administration bears the task of ensuring that the school’s water system is not only free from bacteria, but more importantly, the favourable conditions that encourage bacterial growth are controlled or totally eliminated. Fortunately, you do not have to be a specialist if you wish to know how to test for Legionella. You can purchase water testing kits which you use to collect water samples in your facility. The samples are then sent to a laboratory for assessment. This is an effective way to ensure safe water for your children.
Your Child CAN Dance, It Just Takes Time And Training
We all see it and either work towards it ourselves, or we want our children to do incredibly awesome performances on stage. The amazing videos on YouTube of top tier professional ballet dancers from Baryshnikov to Carlos Acosta are mesmerizing and in one way very over simplified: you never see the 10 to 15 years of intense, driven work it took them and anyone who does professional ballet to make it look like that. It is no wonder then that so many parents wonder why their child after a few years of ballet still does not seem able to make the moves look and work like pros do.
Classical Ballet is not at all like Sports because with sports the basic capabilities of the body that you and I and everyone are born with are pushed as hard as they can be however with Classical Ballet, there are an entire array of technical physical abilities that are NOT what one is born with, but rather you literally have to re-educate your own body in how it should move. That is partly why it can seem elusive or even mysterious as to how someone learns to do ballet, it won’t work at all like any other athletic training! (As a side note, this is why ballet always helps with athletics but athletics are of no benefit to ballet… ) To alleviate this confusion here is the real deal on what and when children learn in ballet and for that matter most any other childhood educational pursuit:
Early Years are Basic Years:
Any and all children from age 3 through 9 are growing and changing so much mentally, emotionally and physically that it is NOT possible to span the wide body of technical skills and adult level mental discipline and acuity needed to do complete classical ballet work. This should never ever be anyone’s goal for their child and any effort towards the intensity needed to achieve technical mastery would stunt growth and cause profound unhappiness in a child of this age. In fact, you can see that sort of very bad side effect with some of the super young hyper training that goes into Olympic gymnastics.
The Goal for the Early Years:
The goal for young children is to stimulate the mind with the beautiful complexities of classical music while also learning the basic structure of classical ballet which will cause much enhanced coordination and gross motor skills development. This is exactly like taking vitamins as a child: do you have to take vitamins to grow and learn? No, but if you take vitamins you grow and learn at a much higher level.
Adolescence: Turn It Up a Notch
Starting around 10 – 11 years of age, children can now take on much more elevated levels of exertion both physical and mental, and this is exactly what classical ballet wants them to do. The emotional and intellectual abilities of any 10 or 11 year old dwarf those of a 6 to 8 year old, and this is by design as our DNA program dictates growth and development stemming from millions of years of evolution. So at this point, in addition to all the basic learning that was done from age 3 to 9, more of the precision and finish concepts in ballet and other subjects for that matter, too can be asked of students who are now fully able to achieve those results. For a similar comparison, look at the handwriting of a 7 year old and then of an 11 year old. There should be major improvements in the formation of the characters, and also in the complexity of the sentences and subjects being written about. If not, there’s something seriously wrong!
Teenage Years: Time to Bring It On!
As of 13 to 14 years of age, all bets are off because now the student, assuming they were educated correctly in the classical art of ballet as a child and adolescent, can put all the elements together AND add that finished, precise poise but don’t be fooled, this is still a lot of very challenging work! There is also one point that cannot be overstated or capitalized enough, and that is the following:
Classical Ballet only exists when it is being practiced. No dancer, professional or otherwise, can maintain their abilities without regular practice. This is also exactly how music works – if you go 3 months without touching a guitar, you are going to be very rusty!